How Long Will You Live After Retirement?

How Long Will You Live After Retirement?

From Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

April 29, 2026 · 58 min · Episode 641

About this episode

Roger Whitney discusses the impact of longevity on retirement planning with Dr. Bobby Du Bois.

Roger Whitney explores one of the most overlooked variables in retirement planning: longevity, and how assuming you’ll live too long can quietly force you to save more, spend less, and potentially miss out on life. Through a conversation with Dr. Bobby Du Bois, he challenges default planning assumptions, walks through the real trade-offs, and introduces a practical way to think about lifespan so you can better align your money with how you actually want to live. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it. (01:13) Roger introduces the idea that we plan heavily for running out of money but rarely consider the probability of running out of life. (02:04) Roger recognizes everyone who reached out about Sherlock’s passing and plays an audio message from a listener. ROCKING RETIREMENT IN THE WILD (03:50) Jerry shares how returning to backpacking in retirement helped him reconnect with friends and stay physically and mentally engaged. PRACTICAL PLANNING SEGMENT WITH DR. BOBBY (05:50) Roger and Dr. Bobby explore why longevity assumptions are often flawed and…

People in this episode

Host: Roger Whitney

Guest: Dr. Bobby Du Bois

Topics covered

  • longevity
  • retirement planning
  • financial decisions
  • life expectancy
  • money management

Keywords

  • retirement
  • longevity
  • financial planning
  • life expectancy
  • money management
  • retirement decisions

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