About this episode

Roger Whitney discusses the importance of understanding investment and advisory costs in retirement planning.

Roger Whitney explores the relationship between cost and value in retirement planning, focusing on how to better understand the fees associated with financial advice, investments, and insurance products. Using a listener question about an annuity recommendation as a starting point, he explains why investors need clarity around what they are paying so they can determine whether they are receiving enough value in return. Roger also answers listener questions about transitioning into retirement, creating an income strategy before Social Security begins, and shares more decluttering wins from the community. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) Roger introduces the idea that understanding value requires first understanding price, and explains why investment and advisory fees can often feel difficult to identify. RETIREMENT TOOLKIT (02:49) Roger explores the relationship between price and value in financial planning, using a listener question about annuities to explain how advisor fees, investment expenses, and compensation structures work. He encourages listeners to understand what they are paying in dollar terms so they can determine whether the value they…

More episodes of Retirement Answer Man

• Take the Retirement Leap of Faith with Jordan Grumet · June 3, 2026 · 59 min
• Decluttering for Retirement: Your Step-by-Step Plan · May 27, 2026 · 1h 1m
• Decluttering for Retirement: Why It's So Hard and How to Push Through · May 20, 2026 · 45 min
• Decluttering for Retirement: How a Simpler Life Helps You Rock Retirement · May 13, 2026 · 39 min

Explore listener stats, chart rankings, contacts and more on the Retirement Answer Man podcast page.