Listener Questions: What Should I Be Doing When I'm Two Years from Retirement?
From Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®
April 15, 2026 · 48 min · Episode 639
About this episode
Roger Whitney discusses essential considerations for those two years away from retirement, focusing on inflation risks and strategic planning.
In this episode, Roger Whitney breaks down essential elements you need to consider before and during retirement. From understanding inflation risks to strategic asset reallocation, this episode offers practical advice to help you make informed decisions and craft a retirement that aligns with your values. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PODCAST (00:00) Introduction and overview of upcoming topics RETIREMENT TOOLKIT (01:49) Why inflation poses a significant risk to retirees (02:32) What is inflation and how is it measured (03:33) Causes of inflation: demand, supply constraints, and rising costs (05:20) Historical inflation rates and what they mean for your planning (06:48) How to choose a realistic inflation assumption in your plan (08:40) Strategies to hedge against inflation ROCKIN RETIREMENT IN THE WILD (12:47) Jim’s story: diversity in retirement activities and the importance of adaptability PRACTICAL PLANNING SEGMENT (16:07) Mike’s question reframed: focus on designing your retirement life first, not account tactics (17:50) Roger reviews Mike’s facts (18:56) The importance of building a feasible plan of record, estimating expenses, and creating a…
People in this episode
Host: Roger Whitney
Topics covered
- retirement planning
- inflation risks
- asset reallocation
- budgeting
- retirement goals
Keywords
- retirement
- inflation
- financial planning
- budget
- social security
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