Retirement Toolkit: Never Worry About Money Again with Jesse Mecham

From Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

July 29, 2026 · 1h 6m · Episode 654

About this episode

Roger Whitney discusses intentional budgeting with Jesse Mecham, exploring how to align spending with personal values.

What if budgeting wasn't about restriction, but about giving every dollar a purpose? This week, Roger sits down with Jesse Mecham, founder of YNAB (You Need A Budget), to discuss the power of intentionality with money. Together, they explore how asking one simple question, "What is this money for?" can reduce financial stress, improve decision-making, and help align your spending with the life you want to create. Roger also answers listener questions on rebalancing retirement portfolios, qualified dividends, supporting adult children, calculating net worth, and whether financial planners have financial planners of their own. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) Roger introduces this week's conversation on intentionality with money, previews his interview with Jesse Mecham, and shares updates on the August replay schedule and upcoming Social Security series. RETIREMENT TOOLKIT FEATURING JESSE MECHAM (03:06) Roger sits down with Jesse Mecham, founder of YNAB, to discuss how approaching money with intention instead of restriction can reduce financial worry and help you align your spending with what matters most. LISTENER QUESTIONS (38:47) Christine asks about…

People in this episode

Host: Roger Whitney

Guest: Jesse Mecham

Topics covered

budgeting
financial planning
intentional spending
financial stress
listener questions

Keywords

budgeting
financial planning
intentionality
financial stress
retirement portfolios
qualified dividends
net worth

Mentioned in this episode

Organizations: YNAB