Ep. 247 - The Real Risks to Retirement, Beyond Markets and Inflation
From Retirement Education Hour by Retirement Education Foundation
June 8, 2026 · 49 min · Episode 241
About this episode
This episode explores unexpected retirement risks stemming from planning and financial decision-making rather than just markets and inflation.
Retirement risks are not always what people expect. This episode explores why some of the biggest retirement challenges stem less from markets and more from planning, spending behavior, and financial decision-making. Kirk and Michael discuss retirement income, underspending, fear-driven choices, and why understanding how money should function in retirement can help retirees make more informed decisions. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Michael Masserant are professional financial advisors in the private sector. They serve as financial instructors for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.
People in this episode
Hosts: Kirk Cassidy, Michael Masserant
Topics covered
- retirement risks
- financial decision-making
- retirement income
- spending behavior
- planning challenges
Keywords
- retirement
- financial planning
- income
- spending behavior
- decision-making
Mentioned in this episode
Organizations: Retirement Education Foundation, United Charitable
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