Are You in the Top Tier of Retirees? (9 Ways to Tell)

Are You in the Top Tier of Retirees? (9 Ways to Tell)

From Retirement Made Simple by Kevin Lum, CFP®

March 14, 2026 · 18 min

About this episode

Kevin Lum discusses nine signs that indicate you may be better prepared for retirement than you think.

Most people who are well-prepared for retirement have convinced themselves they're behind. In this video, I walk through 9 signs you're actually doing better than most American retirees — even if it doesn't feel that way. If you know what you spend, carry no debt, and have multiple income streams, there's a good chance your biggest retirement risk isn't running out of money. It's holding back from actually living it.

People in this episode

Host: Kevin Lum

Topics covered

  • retirement planning
  • financial preparedness
  • debt management
  • income streams
  • retirement risks
  • personal finance

Keywords

  • retirement
  • financial health
  • debt-free
  • income sources
  • retirement risks
  • American retirees
  • financial planning

Mentioned in this episode

Places: American

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