#219 - Q&A edition...paying down a mortgage vs paying tax on Roth conversions, Social Security survivor benefits, converting ALL pre-tax money to Roth, updating account beneficiaries, and MORE!
About this episode
Andy Panko answers listener questions about retirement planning topics including mortgages, Social Security, and financial planning tools.
Listener Q&A where Andy talks about: Whether to use money in a 457b to pay down a mortgage or to pay taxes on Roth conversions ( 7:56 )How Social Security survivor benefits work, and the optimal ages for spouses to each claim their own Social Security ( 18:54 )His thoughts on why the Social Security trust fund hasn't been allowed to invest in equities ( 25:36 )Creating spreadsheets to replace financial planning software, and using it to help your ongoing retirement planning and proj...
More episodes of Retirement Planning Education, with Andy Panko
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- #218 – "Real" person retirement planning chat with Mark
- #217 - Q&A edition...unrealized gains in brokerage accounts, variable withdrawal strategies, unused 529 funds, protecting against fraud from advisors and MORE!
- #216 - Trump accounts: what they are, how they work, and use cases
- #215 - Summary of the 2026 annual Social Security trustees report
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