About this episode

The episode discusses the necessity of various types of insurance and focuses on risk mitigation and financial planning.

Send us Fan Mail In this episode of the Retirement Planning Happy Hour, we break down one of the most common questions we hear: “Do I really need this insurance?” From term life vs. permanent life insurance to disability coverage and long-term care planning, we cut through the sales tactics and focus on what truly matters—risk mitigation and smart financial planning. We discuss: • Why employer-provided life insurance isn’t enough • The real purpose of term life insurance (and why it’s so che...

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