What is the Best Age to File for Social Security?

From Retirement Solutions Radio by B.O.S.S. Retirement Solutions

November 6, 2025 · 28 min

About this episode

This episode discusses the changing rules for filing for Social Security and their implications for retirement planning.

The playbook for filing for Social Security has been turned on its head. What worked for previous generations could end up costing you a small fortune. One reason is the growing financial struggles with the Social Security Trust Fund, which is projected to run out of money in less than 10 years. Ultimately, this could mean a significant cut in your benefits. Another issue? Changes with required minimum distributions on your IRA and 401K. Believe it or not, this could also impact the taxes not just your retirement accounts, but on your Social Security benefits too. These are just a couple of reasons why the traditional rules for filing for Social Security no longer apply today. Learn more by listening to this episode of Retirement Solutions Radio!

People in this episode

Host: B.O.S.S. Retirement Solutions

Topics covered

Social Security
retirement planning
financial strategies
tax implications
minimum distributions

Keywords

Social Security
retirement age
financial struggles
taxes
IRA
401K
benefits

Mentioned in this episode

Organizations: Social Security Trust Fund, IRA, 401K