About this episode

The episode discusses the implications of the new Consumer Credit Act on Buy Now Pay Later services in Malaysia.

Buy Now Pay Later has become the default payment method for millions of Malaysian consumers, promising instant approval and zero friction at checkout. But that is changing, and the new Consumer Credit Act is rewriting the rules. Johnson Hong and Lo Khai Yi, partners at Halim Hong & Quek, discuss new legal requirements placed on BNPL providers, shoppers, and its impact on the broader consumer finance landscape. See omnystudio.com/listener for privacy information.

People in this episode

Guests: Johnson Hong, Lo Khai Yi

Topics covered

• Buy Now Pay Later
• Consumer Credit Act
• legal requirements
• consumer finance
• Malaysian consumers

Keywords

• BNPL
• Consumer Credit Act
• Malaysian consumers
• legal requirements
• consumer finance

Mentioned in this episode

Organizations: Halim Hong & Quek

Books & works: Consumer Credit Act

Places: Malaysia

More episodes of Ringgit and Sense

• Closing Malaysia's EPF Savings Gap · July 15, 2026 · 20 min
• AI, Mega IPOs and Portfolio Construction for H2 2026 · July 8, 2026 · 21 min
• Beyond Banks: The SGX Uncovered · July 1, 2026 · 19 min
• Shariah Property Investing From Just RM500 · June 17, 2026 · 21 min

Explore listener stats, chart rankings, contacts and more on the Ringgit and Sense podcast page.