About this episode

The episode addresses listener questions on tax strategies, investment reallocations, and financial planning for college-age children.

In this episode we answer emails from Jose, Luc and Sara. We discuss using specific tax lots to reduce capital gains when reallocating, how the 0% long-term capital gains bracket works and why many land in the 15% bracket, where to hold gold like GLDM across IRAs and taxable accounts, turning off dividend reinvestment to simplify moves and build retirement cash, replacing total bond and international bond funds with Treasury funds like VGIT and VGLT,, why diversification and value expos...

People in this episode

Host: Frank Vasquez

Topics covered

• capital gains
• tax lots
• retirement planning
• investment strategies
• diversification
• college funding

Keywords

• capital gains
• tax lots
• retirement cash
• dividend reinvestment
• bond funds
• diversification
• Vanguard

Mentioned in this episode

Organizations: Vanguard

Products: GLDM, VGIT, VGLT

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