Episode 532:  SBLOCs Vs. Margin Accounts, Jumping The Shark, And A Variable Withdrawal Strategy

Episode 532: SBLOCs Vs. Margin Accounts, Jumping The Shark, And A Variable Withdrawal Strategy

August 12, 2026 · 31 min · Season 7 · Episode 532

About this episode

The episode discusses SBLOCs versus margin accounts, the concept of 'jumping the shark', and a variable withdrawal strategy inspired by endowments.

In this episode we answer emails from Optimus Bill, Pete, and Andy. We discuss SBLOCs vs margin accounts for liquidity in retirement, what "jumping the shark" looks like in blog form and why its a bad idea for all involved, and a listener's endowment-inspired variable withdrawal strategy (that should work just find). Links: Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation): Donate - Father McKenna Center Interactiv...

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