
The Future of Bill Payments
From RO-AR.com : Numbers, Nuances & Observations by ROStrategy
February 1, 2026 · 32 min
About this episode
Ben Williams discusses the evolution of consumer payments and the impact of open banking on payment experiences.
Ben Williams from JOYnt, Ben discusses the evolution of consumer payments, focusing on some of the limitations of traditional direct debit, the role of open banking, and the growing need for flexible, consumer-led payment experiences. The conversation explores how payment behaviour data can improve affordability insight, reduce fail payments, and deliver better outcomes for both consumers and businesses. More insights and videos at https://www.ro-ar.com
People in this episode
Host: ROStrategy
Guest: Ben Williams
Topics covered
- consumer payments
- direct debit
- open banking
- payment experiences
- payment behaviour data
- affordability insight
Keywords
- bill payments
- consumer-led payments
- payment behaviour
- affordability
- fail payments
- open banking
Mentioned in this episode
Organizations: JOYnt, ROStrategy
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