Is your insurance an asset or an expense?

Is your insurance an asset or an expense?

From Save Yourself Podcast by UnlimitWealth

January 10, 2026 · 16 min · Season 6 · Episode 1

About this episode

Mike Schwallie and Brad Lowe discuss the differences between term and permanent life insurance and provide practical scenarios for families and business owners.

In the Season 6 opener, Mike Schwallie and Brad Lowe go back to basics. What is term life. What is permanent life. How do premiums, guarantees, riders, and flexibility differ. We walk through practical scenarios for families and business owners, including buy-sell and key person coverage, and show where cash value can support operations. We separate myths from facts and give a simple checklist to choose a mix that fits your timeline and budget. Educational only. Not tax, legal, or accounting ...

People in this episode

Hosts: Mike Schwallie, Brad Lowe

Topics covered

  • insurance
  • term life
  • permanent life
  • premiums
  • cash value
  • financial planning

Keywords

  • insurance asset
  • term life
  • permanent life
  • premiums
  • cash value
  • financial scenarios

Mentioned in this episode

Organizations: UnlimitWealth

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