Episode 376 - Concentrated Stock Positions How to Diversify and Minimize Capital Gains Taxes
About this episode
Radon and Murs discuss the risks of concentrated stock positions in retirement and strategies to diversify and minimize capital gains taxes.
In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Concentrated Stock Positions and why so many pre-retirees and retirees are sitting on a mountain of Appreciated Stock without a plan for it. Whether it came from Company Stock Options at a long-time employer or from riding a big name higher over the past few years, a single stock that grows into half a portfolio changes the entire risk picture heading into retirement. Radon and Murs break down why Stock Diversification matters more now than it did during your working years, and why Capital Gains Taxes are usually the real obstacle keeping people stuck. Listen in to learn about the Tax-Efficient Investing strategies Nick Hyman is using with clients to unwind large positions without triggering an unnecessary tax bill. You'll hear how Tax-Loss Harvesting through Direct Indexing can offset gains, how a Donor-Advised Fund can move highly appreciated shares to charity with zero tax on the gain, and how bracket-aware selling fits into a coordinated Retirement Investment Strategy. If you're building a Retirement Financial Plan and Company Stock Options or one big winning stock are part of the picture, this…
More episodes of Secure Your Retirement
- Episode 375 - The ROUTE to Retirement - A Complete Evaluation of Your Retirement Plan
- Episode 374 - Markets, Rates, and Retirement A Mid-Year Economic Check-In
- Episode 373 - GLP-1 Medications and Medicare - What Retirees Need to Know
- Episode 372 - Why So Many Retirees Feel Financially Stressed - Even with Millions
- Episode 371 - The SpaceX IPO and Retirement Smart Opportunity or Risky Chase
Explore listener stats, chart rankings, contacts and more on the Secure Your Retirement podcast page.