Take Social Security Early or Wait? – How to Make the Right Decision

Take Social Security Early or Wait? – How to Make the Right Decision

From Secure Your Retirement by Radon Stancil, CFP® & Murs Tariq, CFP®

April 20, 2026 · 24 min · Episode 363

About this episode

The episode discusses the decision of when to take Social Security benefits in retirement and the factors influencing that choice.

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss one of the most important decisions in retirement planning — when to take Social Security . Should you take Social Security early at 62 , or should you consider delaying Social Security until age 70 to maximize your Social Security benefits ? They break down the myths, the math, and the real-life scenarios that go into making the right Social Security decision as part of a well-rounded retirement financial plan . Listen in to learn about how Social Security planning fits into your overall financial planning for retirement , and why there is no one-size-fits-all answer. Radon and Murs explain how factors like longevity, income needs, spousal Social Security benefits explained , and your overall retirement checklist all play a role in deciding whether to take Social Security early or wait. If you want to plan for retirement , understand your options, and retire comfortably , this episode will help you move closer to confidently securing your future. In this episode, find out: The pros and cons of taking Social Security early at 62 versus delaying Social Security to age 70 How to evaluate the…

People in this episode

Hosts: Radon Stancil, Murs Tariq

Topics covered

  • Social Security
  • retirement planning
  • financial planning
  • maximizing benefits
  • longevity
  • income needs

Keywords

  • Social Security
  • retirement
  • financial plan
  • benefits
  • longevity
  • income planning
  • spousal benefits

Mentioned in this episode

Organizations: Secure Your Retirement

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