About this episode

In this episode, Bob and Linda Lotich discuss the four stages of money and the common mistakes people make that keep them financially stuck.

37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. The problem is that most of us are working hard on the wrong math problem. In this episode we walk through the four stages of money (surviving, stable, secure, and surplus) and the one mistake almost everybody makes when they try to jump from one stage to the next. We get into why "boring" is the actual investing strategy, why we wish we wouldn't have taken the raise, the bank-manager story that explains why the system is rigged against people in stage one, and the moment we finally figured out that the move that got us from stage one to stage two was the exact same move keeping us stuck in stage two for years. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at seedtime.com/free . WHAT WE…

People in this episode

Hosts: Bob Lotich, Linda Lotich

Topics covered

• financial stages
• money management
• investing strategies
• income vs expenses
• personal finance

Keywords

• money stages
• financial advice
• budgeting
• wealth building
• financial literacy

Mentioned in this episode

Organizations: Amazon, SeedTime

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