Can you still hit your first $100k? With Luke Kemeys of Keep the Change
From Shared Lunch by Sharesies
May 20, 2026 · 28 min
About this episode
Luke Kemeys discusses the impact of negative news on financial decisions and the psychological effects of reaching the $100,000 milestone.
Why are we hooked on negative news? Luke Kemeys of Keep the Change joins us to dissect the media "doom loop" and how the algorithmic bias towards negativity impacts money decisions. We discuss the psychological impact of hitting your first $100,000 milestone and why compounding returns feel completely different after you cross that barrier. Luke explains how he’d reverse-engineer a 25-year financial plan, how to overcome action paralysis, and whether the goals of the FIRE movement are really attainable—or desirable. We also discuss the gap between Kiwi business and the wider Asia-Pacific region when it comes to adopting technology — and how a new generation is acquiring business from retiring baby boomers and using digital upgrades to rapidly increase profitability. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial…
People in this episode
Host: Sharesies
Guest: Luke Kemeys
Topics covered
- negative news
- financial planning
- FIRE movement
- technology adoption
- business profitability
Keywords
- negative news
- financial planning
- compounding returns
- FIRE movement
- technology adoption
- Kiwi business
Sponsors
Sharesies
Mentioned in this episode
Organizations: Keep the Change
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