The Hidden Risks That Can Derail Your Financial Plan

About this episode

Bob and Brian discuss the critical risks in the first five years of retirement and strategies to safeguard financial plans.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the first five years of retirement can make or break even a $5 million portfolio. They break down sequence of returns risk, walk through real-world examples of how early market drops can permanently impact your plan, and share strategies like liquidity buckets and disciplined rebalancing to protect your future. Plus, common 401(k) mistakes successful investors make, how to prevent concentrated stock from quietly dominating your portfolio, what to do if your financial life is split across multiple advisors, and how to safeguard your finances if a spouse becomes cognitively impaired.

People in this episode

Hosts: Bob, Brian

Topics covered

• retirement planning
• financial risks
• investment strategies
• 401(k) mistakes
• portfolio management

Keywords

• retirement
• sequence of returns risk
• liquidity buckets
• rebalancing
• 401(k) mistakes
• concentrated stock
• cognitive impairment

Mentioned in this episode

Organizations: Allworth Financial

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