#306: Ireland’s New Investment Scheme Explained

About this episode

The episode discusses Ireland's new investment scheme aimed at providing tax-efficient market access and emphasizes the importance of investor education.

The day we’ve been hoping for is finally here. The Irish government has announced a new investing scheme to provide people in Ireland with an easy, tax-efficient way to access the markets. There are hundreds of billions of euros sitting in Irish current accounts, and it’s time they get to work. Back by popular demand, Dave Quinn from Investwise joins us to break down why these accounts are being introduced, how they’ll work, and what they might look like. Simon Harris has stated that Ireland will follow the Swedish model, allowing users to invest up to $28K tax-free, with anything above that taxed at 1% annually. Dave believes Revolut and other “new banks” are unlikely to initially enter this market, as they may not want to handle the tax reporting and administrative burden. Instead, it will likely be life insurance companies, such as Zurich, offering insurance-wrapped ETFs (not be ideal). He also believes that pensions remain the best option for most long-term investors. However, the introduction of these accounts could eventually lead to the removal of deemed disposal. Mike and Dave agree on the most important thing the government needs to get right: investor education. Ireland…

People in this episode

Host: Emmet Sa

Guest: Dave Quinn

Topics covered

• investment schemes
• tax efficiency
• market access
• investor education
• financial products

Keywords

• Ireland
• investment scheme
• tax-free
• ETFs
• investor education
• compounding
• inflation

Mentioned in this episode

Organizations: Investwise, Revolut, Zurich, Horizon

Places: Ireland, Sweden

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