Borrower Defense, PSLF Buyback, and IDR Recertification Chaos
About this episode
This episode covers important updates on borrower defense letters, PSLF buyback, and IDR recertification issues affecting student loan borrowers.
We're bringing you a grab-bag of student loan updates you need to know about. Borrower defense letters are finally going out, long-term forgiveness is being processed (sometimes for borrowers who technically shouldn't qualify yet), and the Department of Education is quietly breaking its own IDR recertification timelines. We walk through what's actually happening, what to do if you're affected, and how to stay in control of your payment when the system isn't cooperating. Key moments: (03:16) PSLF buyback and why SAVE calculations are off the table (06:02) Long-term forgiveness is processing, including some surprising cases three years early (13:14) How to revoke tax return consent and take back control of your recertification date (16:52) What to expect when your payment changes after leaving SAVE (20:29) When your loans are incorrectly coded as Parent PLUS and the workaround to get the right payment plan Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to…
Topics covered
- Borrower Defense
- PSLF Buyback
- IDR Recertification
- Student Loan Updates
Keywords
- forgiveness
- Department of Education
- payment control
- SAVE calculations
More episodes of Student Loan Planner
- Domino Effect From SAVE Settlement
- How to Pay Student Loans During the Next Recession
- Is Student Loan Forgiveness Dead?
- IDR Recertification Backlogs, Glitches, and Scary Letters
- Why PSLF Could Die By the Mid-2030s
- Tax Extensions Can Lower Your Student Loan Payments
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