New Rules, Forgiveness Updates, and PSLF Lawsuit Watch

About this episode

The episode discusses the latest updates on student loan regulations, forgiveness eligibility, and common pitfalls for new graduates.

Since the One Big Beautiful Bill, the final student loan regulations have started landing, and we're seeing the real-world fallout in consultations every single day. We bring you what that looks like from the front lines: the latest ATF update on IDR backlogs, PSLF buyback wait times, and forgiveness eligibility checks, plus a few other things worth watching. We also cover the consolidation trap new grads need to avoid, Parent PLUS loans showing up on files where they don't belong, and what the July 1 deadline really means if you're still stuck on SAVE. Key moments: (01:52) Why the ATF lawsuit updates matter for IDR and PSLF backlogs (04:06) How forgiveness timing could trigger bigger tax bills in 2027 (08:36) 88,000 pending PSLF buyback applicants, duplicate applications, and delays (12:14) Parent PLUS loan confusion: When your file shows loans you never took out (20:10) Why new grads should think hard before consolidating, and how it can lock you into a 30-year plan Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Join SLP Insiders for student loan…

People in this episode

Host: Travis Hornsby

Topics covered

• student loan regulations
• forgiveness updates
• PSLF lawsuit
• IDR backlogs
• Parent PLUS loans
• consolidation trap

Keywords

• student loans
• forgiveness
• PSLF
• IDR
• Parent PLUS loans
• consolidation
• July 1 deadline

Mentioned in this episode

Organizations: ATF, PSLF, SAVE

More episodes of Student Loan Planner

• Changes to Grad Plus Coming This Year in 2026 · June 2, 2026 · 20 min
• "What Now?" Listener Questions Answered · May 26, 2026 · 34 min
• Will AI Kill Student Loan Advising? · May 19, 2026 · 21 min
• Predicting the Future of the Tax Bomb · May 12, 2026 · 18 min
• Top Student Loan Issues Borrowers Are Facing Right Now · May 5, 2026 · 53 min
• How Much You Should Borrow for Grad School is Totally Different Now · April 28, 2026 · 23 min