Grow Your CU by Ignoring 99% of the Market, with Bankjoy's Mike Duncan

Grow Your CU by Ignoring 99% of the Market, with Bankjoy's Mike Duncan

November 19, 2025 · 31 min · Season 3 · Episode 18

About this episode

This episode discusses the strategy of vertical banking with Michael Duncan, focusing on how credit unions can thrive by targeting specific markets.

Tired of casting a wide net and coming up empty? The secret to revitalizing your credit union might be to start thinking small. In this episode, host John San Filippo sits down with Michael Duncan, CEO and founder of digital banking provider Bankjoy, to discuss the strategy of vertical banking (also known as niche banking or sub-branding). This approach allows community financial institutions to leverage their existing charter to create a discrete, digital brand that caters to a very specific...

People in this episode

Host: John San Filippo

Guest: Michael Duncan

Mentioned in this episode

Organizations: Bankjoy

More episodes of TechSolutions4CUs

Explore listener stats, chart rankings, contacts and more on the TechSolutions4CUs podcast page.