About this episode

Marty Becker discusses the critical mistakes retirees make when placing annuities in trusts and the potential tax consequences.

Most people think putting their annuity in a trust is a smart move. Their attorney told them to do it. So they did it. But that one simple paperwork change could trigger a massive tax bill — and most attorneys don't even realize it. In this episode, Marty Becker breaks down the trust mistake that blindsides retirees every day. You'll learn the critical difference between a revocable and irrevocable trust, why it matters for your annuity, and how one wrong signature could make $150,000 in deferred gains immediately taxable. What you'll learn: Why trusts are not the tax shield most people think they are The two types of trusts and how each one affects your annuity differently The real-life example that shows exactly how much this mistake can cost you What to ask your attorney before you transfer anything If you have an annuity and an estate plan — this episode is a must listen.

People in this episode

Host: Marty Becker

Topics covered

• annuities
• trusts
• tax implications
• retirement planning
• estate planning
• financial mistakes

Keywords

• annuity
• trust mistake
• tax bill
• revocable trust
• irrevocable trust
• deferred gains
• estate plan
• financial advice

Mentioned in this episode

Organizations: trust, attorney

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