Episode 45: Compliance, Chaos & the Cost of Ignorance

Episode 45: Compliance, Chaos & the Cost of Ignorance

November 12, 2025 · 50 min

About this episode

The episode discusses compliance in the brokerage industry, economic forecasts, and the housing market's future.

This week on The Broker Collective we’re diving into a side of the industry that most brokers love to hate: compliance. But before you yawn, trust us, this one’s not paint by numbers FCA chat. We kick off as always with the usual TBC chaos. Riz is back from Dubai still declaring himself Mister Worldwide, Jamie’s on a TikTok Live crusade, and Louis is just trying to keep control of the self appointed TBC dictator. From there, things get spicy as we break down what really happened at the latest Bank of England MPC meeting, the 5–4 “hold” vote that left everyone guessing, why Rachel Reeves’ latest tax hints have landlords sweating, and whether EV owners are about to become the next easy tax target. Jamie calls time on trying to predict rates saying “I’ve given up caring, they’ll go where they go,” while Riz delivers a mini economics lecture on inflation, bond markets, and why we’re still stuck paying some of the highest energy prices in the world. Then we get into the real meat of it, the housing market. Are house prices really set to rise 22 percent by 2030, or are we due for a major correction? We debate Savills’ forecast, the six and a half times income mortgage era, and whether…

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