2026 Housing Market Predictions: Mortgage Rates, Home Prices & Florida Taxes

About this episode

The episode discusses predictions for the housing market in 2026, focusing on mortgage rates, home prices, and Florida taxes.

Where will mortgage rates and home prices be by the end of 2026? In this episode of The Brutally Honest Loan Officers Podcast, we put our names on real housing market predictions for 2026. No crystal ball. Just data, trends, and what we’re seeing in the mortgage and real estate markets. Here’s what we predict for December 2026: 📉 Mortgage RatesWill 30-year fixed rates fall back to 5%? Or stabilize closer to 5.5%? 📈 Home PricesWill national appreciation continue? What about Florida specifically? 🏘 Inventory & CompetitionWill we finally see a true buyer’s market? Or will inventory remain tight due to the “lock-in effect”? 💰 Florida Property TaxesWill we see homestead expansion, tax reform, or new exemptions? 🏢 Institutional InvestorsWill large investors face restrictions in single-family housing? 🏠 First-Time BuyersWill confidence return as rates stabilize? We also cover rapid-fire predictions including: Days on market Refinance activity New construction trends If you're planning to buy, refinance, or invest in 2026, this episode will help you think strategically instead of emotionally.

People in this episode

Hosts: Stephen Brock, Derick Brown

Topics covered

• housing market predictions
• mortgage rates
• home prices
• Florida taxes
• first-time buyers
• inventory and competition

Keywords

• mortgage rates
• home prices
• Florida property taxes
• buyer’s market
• first-time buyers
• real estate trends
• housing inventory

Mentioned in this episode

Places: Florida

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