When To Use CMHC Construction Financing

When To Use CMHC Construction Financing

From The Canadian Real Estate Investor by Daniel Foch & Nick Hill

May 29, 2026 · 44 min · Episode 407

About this episode

Nick interviews Josh Findlay about financing Canadian real estate deals, focusing on CMHC MLI Select and market strategies.

Nick sits down with Josh Findlay, co-founder of BLD Financial, for a tactical deep-dive on financing Canadian real estate deals in today's market. They break down CMHC MLI Select (how the points work, why 95% isn't always 95%), compare CMHC construction financing vs. private-then-takeout strategies, and explore where bridge debt fits in. Josh explains why Edmonton remains one of the strongest MLI Select markets, the realities of underwriting in an elevated bond environment, and why young investors are racing to acquire assets. Practical advice for anyone scaling from small multifamily into mid-market development. EDMONTON MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREE See omnystudio.com/listener for privacy information.

People in this episode

Host: Nick

Guest: Josh Findlay

Topics covered

  • construction financing
  • CMHC MLI Select
  • real estate investing
  • private financing strategies
  • Edmonton real estate market
  • underwriting
  • young investors

Keywords

  • CMHC
  • construction financing
  • real estate
  • Edmonton
  • investing
  • multifamily
  • mid-market development
  • bridge debt
  • underwriting
  • young investors

Sponsors

NordVPN

Mentioned in this episode

Organizations: BLD Financial, CMHC, BMO Global Asset Management

Products: NordVPN, Exchange-Traded Funds (ETFs)

Places: Edmonton

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