06.02.26 Ask An Advisor With Wes Moss

06.02.26 Ask An Advisor With Wes Moss

From The Clark Howard Podcast by Clark Howard

June 2, 2026 · 47 min

About this episode

Wes Moss discusses the implications of helping adult children buy homes and shares insights on spending for happiness.

Should You Help Your Adult Kids Buy a House? & 5 Things You SHOULD Spend More On Is helping your adult children buy a home a smart investment, or a threat to your retirement? In this episode, Wes Moss breaks down the harsh realities of today's housing market. With the median age of first-time homebuyers skyrocketing past 40 due to high prices and interest rates, more parents than ever are wondering if they should step in with down payment assistance. Wes shares the specific dollar amounts where helping your kids starts to negatively impact your happiness and retirement security, and why shifting your mindset from "spending" to "investing" changes the game. Also, Wes shares the story of "Around-the-World Robin" to illustrate why we often feel financial guilt even when we are totally on track – and outlines the five things you should actually consider spending MORE money on to maximize your happiness. Mentioned on the show: ROTH CONVERSION DECISION TREE Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the June 2, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask We hope you enjoy our weekly Ask…

People in this episode

Host: Clark Howard

Guest: Wes Moss

Topics covered

  • adult children housing
  • financial investment
  • retirement security
  • spending habits
  • housing market

Keywords

  • adult children
  • buy a house
  • retirement
  • housing market
  • financial guilt
  • spending more

Mentioned in this episode

Organizations: WesMoss.com, Clark.com

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