About this episode

Wes Moss discusses the challenges of making friends as an adult and evaluates the value of financial advisors.

The 200-Hour Friendship Rule & Are Financial Advisors Worth It? Making friends as an adult is harder than ever – but just how much time does it actually take to build a close friendship? In this episode, Wes Moss discusses the growing friendship gap in America and the surprising research behind forming meaningful connections. A study from the University of Kansas found that becoming a close friend takes far more intentional time than most people realize. Wes explains why friendships become more difficult to maintain as we age and what you can do to build and preserve strong relationships throughout life. Plus, are financial advisors really worth the cost? With about half of pre-retirees working with an advisor and half managing on their own, Wes breaks down who can benefit from professional financial guidance—and who may not need it. From investing and tax planning to estate and family considerations, learn when financial advice can add real value. Mentioned on the show: Early Mortgage Payoff Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 14, 2026, Ask an Advisor episode of the Clark Howard podcast…

People in this episode

Host: Clark Howard

Guest: Wes Moss

Topics covered

• friendship
• financial advice
• adult relationships
• financial planning
• investing
• tax planning

Keywords

• friendship gap
• financial advisors
• adult friendships
• financial guidance
• investing
• tax planning
• estate planning

Mentioned in this episode

Organizations: University of Kansas, Clark.com, WesMoss.com

More episodes of The Clark Howard Podcast

• 07.21.26 Ask An Advisor With Wes Moss · July 21, 2026 · 33 min
• 07-20-2026 WFH Is Reshaping Employment / Health Insurance Costs · July 20, 2026 · 36 min
• 07.17.26 Clark Answers His Critics on Clark Stinks / Your Car’s Longevity · July 17, 2026 · 36 min
• 07.15.26 Clark Discredits a Long-Held Credit Card Myth / SCAM WARNINGS · July 15, 2026 · 34 min
• 07.13.26 How Much $ Is In Your Payment App? / Weddings: Less Is More Forever · July 13, 2026 · 28 min
• 07.10.26 Clark Answers His Critics on Clark Stinks / Social InSecurity · July 10, 2026 · 37 min

Explore listener stats, chart rankings, contacts and more on the The Clark Howard Podcast podcast page.