Delinquencies Down? Not So Fast... A Conversation with Bill Moreland from BankReg Data

Delinquencies Down? Not So Fast... A Conversation with Bill Moreland from BankReg Data

April 6, 2026 · 44 min

About this episode

Bill Moreland discusses the complexities of current credit metrics and associated risks.

Today we're joined by Bill Moreland, a credit risk expert whose data and analysis we rely on heavily. Bill helps us break down what's really happening beneath the surface of today's credit metrics — from the rise of NDFIs to the surge in loan modifications and what that signals about risk in this cycle. View Agenda & Register for The Elevate Banking Forum View Agenda & Register for The Deposit Conference The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

People in this episode

Guest: Bill Moreland

Mentioned in this episode

Organizations: BankReg Data, SouthState Bank, SouthState Bank, N.A.

Places: FDIC

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