45 | Insurance Helps — But It Doesn’t Cover Everything

45 | Insurance Helps — But It Doesn’t Cover Everything

From The Conscious Counsel Podcast by Cory Sterling

May 15, 2026 · 10 min · Episode 45

About this episode

Cory Sterling discusses the limitations of insurance for wellness entrepreneurs and the importance of legal agreements.

A lot of wellness entrepreneurs think insurance is enough. But what happens when your policy doesn’t actually cover the situation you’re facing? In this episode, Cory shares a real story about reviewing a retreat organizer’s insurance policy and discovering major gaps that could leave the business owner personally exposed. Why This Matters Insurance and legal agreements work together — not separately. Without customized agreements and proper legal protection, many common retreat risks may still leave you vulnerable. Key Takeaways ✔️ Insurance policies often contain major exclusions ✔️ Many retreat policies don’t cover cancellations or force majeure ✔️ Property theft, illness, and alcohol-related incidents may not be protected ✔️ Legal agreements help fill the gaps insurance leaves behind ✔️ Retreat organizers should review insurance before selling spots Cory’s Legal Pro Tip 📄 “Insurance is important — but your contracts are what help protect the gaps.” 🎧 Listen now to learn how legal agreements and insurance should work together. 📞 Book a legal call 📸 Instagram 👥 Join Our Facebook Group

People in this episode

Host: Cory Sterling

Topics covered

  • insurance
  • wellness entrepreneurship
  • legal protection
  • retreat risks
  • customized agreements

Keywords

  • insurance policies
  • retreat organizers
  • legal agreements
  • cancellations
  • force majeure
  • property theft
  • illness
  • alcohol-related incidents

Mentioned in this episode

Organizations: Conscious Counsel

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