How to Get a 10 Lakh Loan (Without Collateral)

How to Get a 10 Lakh Loan (Without Collateral)

July 8, 2026 · 1h 22m · Episode 362

About this episode

Santosh Tamrakar shares his journey of building IMS Software and insights into Nepal's digital lending landscape.

From billing ledgers to building the backbone of Nepal's lending infrastructure. Meet Santosh Tamrakar, Managing Director of IMS SOFTWARE PRIVATE LIMITED a Nepali entrepreneur who turned a billing and inventory tool into one of the country's key players in digital lending and financial infrastructure. In this episode of The Doers, Santosh shares his journey building IMS Software from the ground up - from the early grind of selling billing systems banks and businesses didn't think they needed, to developing KBL IMS Digital Lending, MSME credit tools, and dynamic QR systems that now power everyday transactions. We explore the invisible discipline behind fintech infrastructure, the trust battles behind data-sharing and lending decisions, and what it really takes to build something the market doesn't know it needs yet. Whether you're a founder, a tech enthusiast, or someone who's ever taken out a loan through an app without a second thought, this conversation pulls back the curtain on the unglamorous engineering behind Nepal's financial systems. ___________________________________________________________________________________________________ Want to become a video podcaster? Get…

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