Dubai Mortgages for Foreign Buyers: How Americans and International Investors Finance Property

Dubai Mortgages for Foreign Buyers: How Americans and International Investors Finance Property

January 3, 2026 · 26 min · Season 6 · Episode 5

About this episode

This episode discusses how foreign investors can secure mortgages in Dubai in 2025, including loan types and bank requirements.

Can foreigners get a mortgage in Dubai? Can Americans finance property in the UAE? How do off plan mortgages actually work? In this episode of The Dubai Connect™ Podcast , GG Benitez sits down with Warren Philliskirk, Director at Mortgage Finder , to answer the questions international buyers ask most about financing Dubai real estate. Whether you're purchasing your first Dubai investment property or expanding an international portfolio, understanding how mortgages work is essential. Warren shares what foreign buyers need to know about loan to value limits, interest rates, documentation requirements, off plan financing, Golden Visa misconceptions, and how to prepare before you start shopping for property. • Can foreigners get a mortgage in Dubai? • Can Americans finance property in Dubai? • How much can non-residents borrow? • Current loan to value limits for foreign buyers • Full documentation versus low documentation mortgage options • Typical mortgage interest rates for overseas investors • How off plan financing works in Dubai • Why banks cannot release funds until 50 percent of the original purchase price has been paid • Which developers offer financing for foreign investors…

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