The Quiet Fintech Behind $85 Billion in Transactions, with Payoneer CEO John Caplan

The Quiet Fintech Behind $85 Billion in Transactions, with Payoneer CEO John Caplan

From The Fintech Blueprint by Lex Sokolin

February 2, 2026 · 44 min · Episode 196

About this episode

Lex speaks with John Caplan, CEO of Payoneer, about the company's evolution and its role in the global payments landscape.

In this episode, Lex speaks with John Caplan — CEO of Payoneer, a public fintech company driving over $85 billion in annual cross-border payment volume. With roots as a prepaid card provider, Payoneer has evolved into a global financial operating platform serving 2 million entrepreneurs across 190 countries. Caplan shares insights from his entrepreneurial journey—from building OpenSky and scaling it to $50 million in revenue before its acquisition by Alibaba, to now leading Payoneer’s transformation into a full-service banking alternative for global SMBs. We explore how Payoneer is addressing the complex financial needs of international businesses, competing in a dynamic payments landscape, and preparing for a future that includes stablecoins, workforce management, and potentially $1 trillion in annual volume.

People in this episode

Host: Lex Sokolin

Guest: John Caplan

Topics covered

  • fintech
  • cross-border payments
  • entrepreneurship
  • global SMBs
  • financial services
  • stablecoins

Keywords

  • Payoneer
  • cross-border payments
  • fintech
  • entrepreneurship
  • stablecoins
  • global SMBs
  • financial operating platform

Mentioned in this episode

Organizations: Payoneer, Alibaba

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