Money in Your 20s: What I'd Do Differently If I Started Over

Money in Your 20s: What I'd Do Differently If I Started Over

June 2, 2026 · 24 min · Season 1 · Episode 127

About this episode

Ryan shares what he would do differently if he could restart his financial life at 22, offering practical advice for building wealth.

If you could restart your financial life at 22, what would you do differently? In this episode, Ryan answers that honestly, and the takeaways work for anyone who wants to build wealth, not just recent grads. His list is refreshingly simple: start investing early so time does the heavy lifting, automate your savings so good habits run on autopilot, always capture your full employer match, keep lifestyle creep in check as your income grows, and lean on Roth accounts while your tax rate is low....

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