About this episode

The episode discusses common myths about retirement planning and provides strategies for effective retirement preparation.

Retirement is one of the biggest transitions you’ll ever face—and with it comes a lot of myths, misconceptions, and half-truths that can cost you if you’re not prepared. On this episode of The Green Zone Podcast, Jeff Green and Lauren Smith break down the most common retirement planning myths they hear from clients and set the record straight with real-world strategies. From Social Security to Medicare, taxes to investment strategy, you’ll learn why the old rules of thumb don’t always hold up today—and what strategic planning really looks like for the next chapter of your life. Together, they discuss: Why Social Security isn’t enough to rely on—and how to think about when to take it The myth of “spending less” in retirement (and why every day starts to look like Saturday) The risks of assuming you’ll “just keep working” if money gets tight What Medicare does—and doesn’t—cover in retirement Why going too conservative with your investments too soon can potentially backfire Taxes in retirement: required minimum distributions, Roth conversions, and early planning How longevity changes everything Why retirement planning doesn’t stop the day you leave the office And more! Whether…

People in this episode

Host: Jeff Green

Guest: Lauren Smith

Topics covered

• retirement planning
• myths and misconceptions
• investment strategy
• Social Security
• Medicare
• taxes in retirement
• longevity

Keywords

• retirement
• planning
• myths
• Social Security
• Medicare
• investment strategy
• taxes
• longevity

Mentioned in this episode

Organizations: Winstone Wealth Partners

Places: Social Security, Medicare

More episodes of The Green Zone

• What To Ask Your Financial Advisor When The Headlines Get Loud (Ep. 105) · May 12, 2026 · 16 min
• What Your Tax Return Can Reveal About Your Financial Plan (Ep. 103) · March 17, 2026 · 12 min
• Staying The Course When Money Gets Emotional (Ep. 102) · February 12, 2026
• How Family Office-Style Wealth Management Can Simplify Your Financial Life (Ep. 101) · January 22, 2026 · 15 min
• 100 Episodes In: What We’ve Learned About Money, Meaning & What Really Matters (Ep. 100) · December 16, 2025 · 20 min
• Non-Profit Spotlight: The Katherine Ferruzzo Legacy Foundation (Ep. 99) · November 20, 2025 · 30 min

Explore listener stats, chart rankings, contacts and more on the The Green Zone podcast page.