116. Separating Finances After Decades of Marriage

116. Separating Finances After Decades of Marriage

From The Happy Saver Podcast - Personal Finance in New Zealand by Ruth - Personal Finance Blogger

January 27, 2026 · 42 min

About this episode

Carla shares her journey of managing finances and health after decades of marriage, highlighting the importance of personal values and relationships.

In today’s episode, I had the great pleasure of speaking with Carla. She lives in a small regional town in the South Island with her husband and their three children. Carla’s story is about money, but it’s also about health. I don’t think I’ve spoken with someone with quite the mix of things going on that Carla has, but listening to such a wide variety of people share their money journeys on this podcast has given her the courage to make some big changes in her own life, because she knows that no two people manage money the same, and you do what works for you and your whānau. Her story is about stress. It’s about values. And it’s about what it can look like to protect your relationships, while also protecting yourself. Carla and I have been emailing back and forth for quite a few years now, and those emails tell a story I absolutely love to witness: the slow, steady progression of thought over time. It’s like watching someone move from, “I should probably look at this,” to, “Oh wow, I’m actually doing this,” to, “This is now how I live.”

People in this episode

Host: Ruth

Guest: Carla

Topics covered

  • finances
  • marriage
  • health
  • stress
  • values
  • relationships

Keywords

  • finances
  • marriage
  • health
  • stress
  • values
  • money management
  • personal finance

Mentioned in this episode

Places: South Island

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