Do You Really Need 20% Down to Buy a Home in Madison?

Do You Really Need 20% Down to Buy a Home in Madison?

May 22, 2026

About this episode

The episode discusses the myth that a 20% down payment is necessary to buy a home in Madison and explores alternative loan programs.

One of the most common things we hear from buyers is "I know I need 20% down, so I just can't buy right now." The truth is, you don't need 20%, and that myth is holding a lot of people back. In this video, we sit down with mortgage expert Jess Rielly from Envoy Mortgage to break down the loan programs that can get you into a home in Madison with far less than you think. Watch our video to see what you actually need.

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