Ep. 73: Taxes and financial planning for locum tenens physicians with Ben Nanney, CPA, CFP

About this episode

Ben Nanney discusses financial essentials for locum tenens physicians, including taxes and long-term planning.

CPA and certified financial planner Ben Nanney joins the us to break down the financial essentials every locum tenens physician should understand. Through his firm, Locums Tax PLLC, Ben works exclusively with 1099 physicians, helping them navigate taxes, business ownership, and long‑term planning with clarity and confidence. In this episode, Ben shares how he found his way into financial services, why he’s passionate about supporting physicians, and what makes locums providers uniquely positioned — and uniquely challenged — when it comes to managing their money. He walks through the “13‑chapter book” approach he uses with clients, emphasizing proactive planning, year‑round guidance, and eliminating tax‑time surprises. Ben also breaks down common questions around LLCs and S‑corps, estimated taxes, deductions, per diem rules, and how to think strategically about benefits, retirement accounts, and student loans as an independent contractor. Whether you’re new to locums or looking to optimize your financial setup, his insights offer practical, actionable steps to help you stay organized and avoid costly mistakes. If you’re interested in learning more about Ben’s work or exploring his…

People in this episode

Host: Locumstory

Guest: Ben Nanney

Topics covered

• financial planning
• taxes
• locum tenens
• independent contractors
• business ownership
• retirement accounts

Keywords

• locum tenens
• financial planning
• taxes
• 1099 physicians
• LLCs
• S-corps
• deductions
• retirement accounts

Mentioned in this episode

Organizations: Locums Tax PLLC

Places: yourlocumstax.com

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