QA45 - Listener Questions, Episode 45

About this episode

Pete and Roger answer listener questions on various personal finance topics including inheritance tax, pensions, and income protection.

In this episode of the MeaningfulMoney Q&A, Pete and Roger answer six listener questions covering a wide range of personal finance topics. We tackle a tricky inheritance tax situation involving a property bought in children's names, look at pension and ISA options for a daughter likely to spend her career working outside the UK, and offer some perspective on balancing financial sensibility with life's genuine passions. We also cover whether a minimal LISA contribution strategy actually works, how to manage the transition from 100% equities to a retirement asset allocation in the years before you stop work, and what income protection options exist for a young professional wanting to guard against long-term illness or injury. Shownotes: https://meaningfulmoney.tv/QA45 02:20 Question 1 Hello Peter and Roger (without a D) I am so pleased I discovered your podcast a few months ago, since then your words of wisdom accompany me on my daily dog walks and I have become the annoying older colleague in the office telling the younger colleagues about the power of compounding and contributing to the pension scheme. I have a rather unusual query I would really appreciate your view on and…

People in this episode

Host: Pete Matthew

Guest: Roger

Topics covered

• inheritance tax
• pension options
• ISA options
• financial sensibility
• LISA contribution strategy
• asset allocation
• income protection

Keywords

• inheritance tax
• pension
• ISA
• LISA
• asset allocation
• income protection
• financial advice

Mentioned in this episode

Places: UK, Spain

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• Planning for Pensions and IHT · April 8, 2026 · 33 min
• QA44 - Listener Questions, Episode 44 · April 1, 2026 · 39 min
• QA43 - Listener Questions, Episode 43 · March 25, 2026 · 32 min
• QA42 - Listener Questions, Episode 42 · March 18, 2026 · 31 min