About this episode

Pete Matthew and Roger Weeks answer listener questions on UK personal finance topics including pensions, ISAs, and retirement planning.

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance - from gifting money to children using the 'normal expenditure out of income' rules to whether ISA withdrawals can support one-off big spends. They also cover pension consolidation and FSCS protection, investing while living abroad, how DB pension accrual affects SIPP annual allowance, and how to bridge the gap to State Pension without over-relying on AVCs. Finally, they tackle the practical steps to opening a Stocks and Shares ISA - and how to get started with confidence. Practical, jargon-free guidance for UK savers and investors navigating pensions, ISAs, tax and retirement planning. Shownotes: https://meaningfulmoney.tv/QA53 02:35 Question 1 Hi Pete and Roger, I have followed meaningful money for around 6 years now and it has been an invaluable source of sensible advice which I have followed. This has left my wife and I in a very good situation for retirement as you will see below. You deserve an MBE at least!. Love the double act with Roger as well. I am 62 and my wife is 60 years young. Our total pensions will be around 35K a year which is all we need…

People in this episode

Host: Pete Matthew

Guest: Roger Weeks

Topics covered

• personal finance
• pensions
• ISAs
• investing
• retirement planning
• financial advice

Keywords

• personal finance
• pensions
• ISAs
• investing
• retirement
• financial advice
• tax
• savings

Mentioned in this episode

Places: UK

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• QA52 - Listener Questions Episode 52 · June 17, 2026 · 42 min
• QA51 - Listener Questions, Episode 51 · June 10, 2026 · 41 min
• Can you oversimplify your pensions? Part 2 · June 3, 2026 · 33 min

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