#186 - Negatively geared

#186 - Negatively geared

From The Middle by Andy and Roger

May 16, 2026 · 58 min · Season 1 · Episode 186

About this episode

Andy and Roger discuss negative gearing and its implications on Australian housing and politics.

🎧 NEW PODCAST EPISODE Episode 186 – Negatively geared In this episode, Andy and Roger somehow begin with Rebecca Black and karaoke videos before spiralling into Harrison Ford, Joe Biden, ageing rock stars, and the psychological inability of powerful people to retire gracefully. It only gets more cheerful from there. The main discussion centres on the Australian federal budget and the government’s proposed changes to negative gearing and capital gains tax concessions. Andy breaks down exactly how negative gearing works, why investors have historically been willing to run rental losses, and how the combination of tax policy and capital gains transformed Australian housing into a long-term wealth machine. Roger questions whether the changes are genuinely about housing affordability or simply another case of younger generations being told to lower their expectations. The conversation explores whether the reforms actually help first-home buyers, why rents could rise instead, and how grandfathering existing arrangements effectively locks in advantages for older asset owners while removing the same opportunities for younger Australians. They also debate Labor’s broken promises on tax…

People in this episode

Hosts: Andy, Roger

Topics covered

  • negative gearing
  • capital gains tax
  • Australian federal budget
  • housing affordability
  • political reform
  • public sector efficiency

Keywords

  • negative gearing
  • capital gains tax
  • housing affordability
  • Australian politics
  • public sector reform
  • first-home buyers

Mentioned in this episode

Organizations: Labor

Places: Australia

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