13 VA Loan Myths Costing You Millions

13 VA Loan Myths Costing You Millions

June 2, 2026 · 27 min · Episode 371

About this episode

This episode debunks 13 common myths about VA loans that could hinder real estate success for military members.

In this episode, I unpack 13 common VA loan myths that might be hurting your chances to actually succeed in real estate using your military benefits. We'll dive into the truth behind the occupancy rules, the funding fee, and how you can actually use this product multiple times to build your investment portfolio. If you want to move with clarity and confidence when it comes to your finances, these facts will help you maximize your benefits. Timestamps (00:00) - Intro (00:36) - Myth 1: The two-year occupancy rule (02:14) - Myth 2: You can only use the VA loan once (04:08) - Myth 3: VA loans take forever to close (05:51) - Myth 4: Sellers hate VA loans (08:48) - Myth 5: You can't compete with cash offers (10:09) - Myth 6: Lower credit makes VA loans risky for sellers (11:43) - Myth 7: There is a limit to how much house you can buy (14:14) - Myth 8: You cannot buy an investment property (16:26) - Myth 9: The funding fee makes the VA loan too expensive (19:08) - Myth 10: VA appraisals and strict inspections kill deals (20:38) - Myth 11: You need landlord experience for multi-family properties (22:35) - Myth 12: You cannot use the VA IRRRL if you move out (23:50) - Myth 13: How BAH and…

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Host: David Pere

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