
TSP Mistakes You Need to Avoid
From The Military Millionaire Podcast by David Pere
April 21, 2026 · 11 min · Episode 365
About this episode
David Pere discusses TSP strategies and common mistakes to avoid for long-term wealth building.
In this episode, I break down the updated three-fund strategy that thousands of federal employees have used to become TSP millionaires. I reveal my personal 2026 TSP allocation and explain why leaving your money in the G fund is the biggest trap for your long-term wealth. If you want to stop timing the market and start building real financial confidence, this breakdown will give you the exact steps to follow. Timestamps (00:00) - Intro (00:44) - Why the biggest trap is leaving money in the G fund (01:42) - The danger of trying to time the market (02:26) - Why you need to consistently increase your contributions (02:49) - How lifecycle funds work for hands-off investors (04:05) - Breaking down the C, S, and I funds (05:41) - My personal TSP allocation and rebalancing strategy (07:29) - How $500 a month can turn into $1 million over 30 years About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book…
People in this episode
Host: David Pere
Topics covered
- TSP strategy
- financial confidence
- market timing
- wealth building
- investment allocation
Keywords
- TSP
- G fund
- market timing
- financial confidence
- investment strategy
- wealth building
- C fund
- S fund
- I fund
Mentioned in this episode
Organizations: TSP, G fund, C fund, S fund, I fund
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