What's the Point of Money if you Never Enjoy it?

What's the Point of Money if you Never Enjoy it?

June 23, 2026 · 29 min · Episode 118

About this episode

Tim and Joe discuss the importance of enjoying money and the challenges faced by diligent savers in spending their wealth.

In episode #118, “What’s the Point of Money If You Never Enjoy It?” , Tim and Joe explore a question many diligent savers and high earners eventually face: what is the point of building wealth if you never actually use it to enjoy your life? They explain that many financially successful people struggle to spend because their entire identity has been built around working hard, living below their means, and saving consistently. That formula helped them build wealth, but it can also create a scarcity mindset where spending feels uncomfortable—even when they can clearly afford it. For anyone wrestling with how to enjoy money without guilt or wondering why saving feels easier than spending, this episode hits home. A major theme in the episode is that money should be a tool for both security and enjoyment. Tim Goodwin and Joe Beckford talk about how fear, uncertainty about the future, comparison, and childhood beliefs about money often keep people from using their wealth in meaningful ways. They point out that many people keep pushing joy into the future with thoughts like, “I’ll relax when I retire,” or “just a few more years.” But life is uncertain, and waiting too long can mean…

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