About this episode

Jake Clopton discusses the impact of rising interest rates and changing lending standards on the commercial real estate market.

The commercial real estate market is going through one of its most significant shifts in decades. Rising interest rates, tighter lending standards, and changing investor expectations have created both uncertainty and opportunity across the industry. In this episode of the Next Level Income Podcast, we sit down with Jake Clopton, founder of Clopton Capital, to discuss how debt markets are evolving and what investors should be paying attention to right now. Jake brings years of experience working with real estate owners and operators nationwide, helping clients secure debt and equity solutions in a rapidly changing environment. Throughout the conversation, he explains how today’s higher interest rate environment is impacting everything from underwriting standards to deal flow and investor confidence. One of the major themes discussed in this episode is the dramatic change in borrowing costs over the past few years. Many commercial real estate investors became accustomed to historically low interest rates, which allowed deals to cash flow more easily and encouraged aggressive acquisitions. However, with rates rising significantly, the economics of many projects have changed. Jake…

People in this episode

Host: Chris Larsen

Guest: Jake Clopton

Topics covered

• commercial real estate
• debt markets
• interest rates
• investor expectations
• lending standards

Keywords

• commercial real estate
• interest rates
• debt coverage ratios
• underwriting standards
• investor confidence

Mentioned in this episode

Organizations: Clopton Capital

More episodes of The Next-Level Income Show

• Next Level 310: How to Be Financially Free by Forty Chapter 5: From Financial Freedom to Generational Wealth · June 2, 2026 · 13 min
• Next Level 309: How to Be Financially Free by Forty Chapter 4: Investing for Cash Flow, Not Just Appreciation · May 26, 2026 · 16 min
• Next Level 308: How to Be Financially Free by Forty Chapter 3: Tax Strategy and Entity Structure · May 19, 2026 · 25 min

Explore listener stats, chart rankings, contacts and more on the The Next-Level Income Show podcast page.