2026 Small Charities Week: Day 4 - Restricted Funds: Looking Beyond the Bank Balance
About this episode
Aishat discusses the complexities of restricted funds and their impact on decision-making in charities.
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Many charity leaders, trustees, and managers have experienced the same conversation: "We've got money in the bank. Why can't we spend it?" While restricted and unrestricted funds are often presented as an accounting topic, the real challenge is rarely understanding the definitions. The challenge comes when decisions need to be made. In this episode, Aishat explores why bank balances can be misleading, why cash doesn't always equal flexibility, and how understanding restrictions helps organisations make better decisions about spending, growth, recruitment, and sustainability. This isn't an episode about year-end accounts. It's an episode about decision-making. KEY TAKEAWAY Bank balances don't tell the whole story Cash does not always equal flexibility Spending decisions require context Better decisions…
More episodes of The Nonprofit Bookkeeper
- 2026 Small Charities Week – Day 7: What Financially Resilient Small Charities Do Differently
- 2026 Small Charities Week – Day 6: The Financial Conversations Small Charity Boards Avoid
- 2026 Small Charities Week: Day 5 - How Small Charities Can Build Reserves Without Feeling Guilty
- 2026 Small Charities Week: Day 3 - When One Person Is Holding All the Financial Knowledge
- 2026 Small Charities Week – Day 2: Cashflow Pressure Doesn't Always Mean Failure
- 2026 Small Charity Week – Day 1: Strong Finance Without a Big Finance Team
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