How to Plan Your Retirement (By Age!)

How to Plan Your Retirement (By Age!)

From The Personal Finance Podcast by Andrew Giancola

April 6, 2026 · 46 min · Episode 513

About this episode

In this episode, Andrew Giancola explains how to calculate your retirement number and the financial priorities for each decade of life.

Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk you through the complete process of finding that number, adjusting it every year, and taking the right steps at every stage of life to hit it in this episode. 👉 Free retirement calculator to find your retirement number! Here What You'll Learn in This Episode How to calculate your exact retirement number step-by-step The biggest mistake people make when estimating retirement (and how to fix it) How to account for healthcare, inflation, and future lifestyle changes What to prioritize financially in your 20s, 30s, 40s, 50s, and 60s Why your 30s are the decade that makes or breaks your financial future How to use the gap formula to figure out exactly how much you need invested How to close the gap between where you are and where you want to be Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! 👉 Join Andrew’s FREE Investing for Beginners Masterclass. 👉…

People in this episode

Host: Andrew Giancola

Topics covered

  • retirement planning
  • financial independence
  • investment strategies
  • age-specific financial advice
  • calculating retirement number
  • financial mistakes
  • healthcare and inflation

Keywords

  • retirement number
  • financial planning
  • investment
  • healthcare costs
  • inflation
  • financial freedom
  • Master Money Academy

Sponsors

Indeed, Policygenius, Acorns

Mentioned in this episode

Organizations: Master Money Academy

More episodes of The Personal Finance Podcast

Explore listener stats, chart rankings, contacts and more on the The Personal Finance Podcast podcast page.