How Can You Get Onto the UK Property Ladder?

How Can You Get Onto the UK Property Ladder?

From The Progressive Property Podcast by Kevin McDonnell

February 2, 2026 · 14 min · Episode 477

About this episode

Sean explores the challenges of getting onto the UK property ladder in Kensington.

Today Sean visits Kensington, the wealthiest borough in the UK, where million‑pound homes are standard and property prices sit at around ten times the national average. On the streets of West London, he stops everyday people who already live in the area to ask a simple but pressing question: how does anyone get onto the UK property ladder now? You might be surprised by some of the answers he got. Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS Without the “Bank of Mum and Dad,” the ladder has basically been pulled up for many young people. In London, a 5–10% deposit might as well be a million – normal wages can’t keep up. In Kensington, properties are often in the millions, which means you’re looking at deposits of at least £100,000. Foreign money and bad policy have turned homes into assets first, shelter second – especially in high‑priced places like…

People in this episode

Host: Kevin McDonnell

Guest: Sean

Topics covered

Keywords

Mentioned in this episode

Organizations: Progressive Property, Wealth Builders

Places: UK, Kensington, West London

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