What REALLY Happens During a Bank Valuation? | FUNdamental Fridays

What REALLY Happens During a Bank Valuation? | FUNdamental Fridays

September 3, 2026 · 9 min

About this episode

Ben Kingsley and Neal Ellis discuss the realities of bank valuations and what banks prioritize during the process.

Do you need to clean your home before a bank valuation? In this week's FUNdamental Friday, Ben Kingsley is joined by Neal Ellis from Preston Rowe Paterson to lift the curtain on how bank valuations actually work. Many property owners assume valuers are looking for spotless homes, premium finishes and perfect presentation. The reality is very different. Neal explains what banks really want from a valuation, why speed of access matters more than a clean house, how comparable sales drive valuati...

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